Conventional & FHA Residential Appraisal Services For:
Purchasing - An appraiser will provide a non bias valuation based on numerous factors about the home. Analyzing information about the subject home and comparable sales in the market area the "appraised value" will help a potential buyer make an informed decision if this is the right purchase for you.
Selling - Unlike a Real Estate Agent, an appraiser has no interest in your home and therefore will provide a non bias realistic valuation based on numerous factors about your home. Analyzing information about the subject home, the neighborhood, recent sales and market trends, an appraisal will minimize the chances of over valuing your home causing a stagnate sales pace or under valuing and causing a loss of income.
Refinancing - Obtain an appraisal for maximum valuation.
Reverse Mortgage - Obtain an appraisal for maximum valuation.
PMI Removal - Once you have 20% equity in your home, removing Private Mortgage Insurance (PMI) could reduce your monthly payment. The Homeowners Protection Act of 1998 requires lenders to remove PMI once the loan to value ratio has been met. An appraisal will determine if the LTV ratio has been satisfied.
Divorce Settlement - An appraisal will help determine a fair valuation and protect all parties.
Estate Settlement - An appraisal will help determine a fair valuation and protect all parties.
Assessment Tax Comparison - An appraisal can help to determine if the local government is over taxing your properly by providing legal and credible support documentation.
Home Improvement - An appraisal can help determine if the investment of remolding and or improving will provide adequate increase in valuation.
Personal Reasons - An appraisal will help decide if now is a good time to buy, sell, up size, downsize or maybe you just have no idea what you property is worth and want to know for other personal reasons.